A few months ago I signed up for a Chase Rewards debit card—earn points when you spend etc etc. It cost $25 but I was pretty sure I could make it up.

A few weeks ago, I got a letter from Chase that actually cited a bill by name to explain why they were cancelling the program. Of course, the problem isn't the rewards but the fee, yet Chase strongly implied that the mean ole gov't just doesn't want people to get rewards. I really hope no one falls for it.

On the credit card end, though, I think the reforms might have helped a lot of people. They've certainly helped me.